Intelligent Investment Today - The Warren Buffett Way

In this episode of Intelligent Investment Today, we take a deep dive into the world of bonds and fixed income investing — and explore why Benjamin Graham believed many investors misunderstood the risks involved.
While bonds are often presented as “safe” investments, the reality is far more complex. We examine the critical differences between government bonds, corporate bonds, secured debt, unsecured debt, senior debt, subordinated debt, and high-yield bonds.
You’ll learn:
 What bonds actually are and how they work 
 Why not all bonds carry the same level of risk 
 The difference between secured and unsecured debt 
 How capital structure and repayment hierarchy affect investors 
 Why bond yields can sometimes signal hidden danger 
 What liens, seniority, and subordinated debt mean in practice 
 Why Benjamin Graham warned against reaching for yield 
 How intelligent investors think about downside protection and credit risk 
This episode is essential listening for anyone interested in value investing, fixed income markets, portfolio construction, credit analysis, and long-term risk management.
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What can a mindset book teach us about investing?
In this episode of Intelligent Investment Today, David Coombs explores the surprising connection between The Subtle Art of Not Giving a F*ck and the principles of value investing.
From ignoring short-term market noise to staying disciplined during volatility, this episode examines how selective focus, emotional control, personal responsibility, and long-term thinking can shape better investment decisions.
Because successful investing is not about reacting to everything — it’s about focusing on what truly matters.
Topics include:
Why market noise leads to poor decisions
The importance of emotional discipline
Handling volatility and uncertainty
Long-term thinking in value investing
The psychology behind successful investors
Why simplicity often outperforms complexity
A thoughtful exploration of mindset, behaviour, and the timeless principles of value investing.
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In this episode of Intelligent Investment Today, we explore a powerful and often overlooked idea attributed to Warren Buffett:
“If your salary is your only income, you are only one step away from poverty.”
At first glance, the statement may seem extreme. But as we unpack it, a deeper message emerges — one about financial vulnerability, behavioural habits, and the true foundations of long-term wealth.
This episode examines why relying on a single income source creates risk, regardless of how much you earn, and how building additional streams of income can provide stability, flexibility, and peace of mind.
We also explore the behaviours that stand in the way — from lifestyle inflation and impulse spending to the challenge of delayed gratification — and why financial independence begins not with investing, but with how we manage what we already have.
Because the real lesson behind Buffett’s quote is not about fear.
It is about control.
About reducing dependence, building resilience, and making decisions that support your future — not just your present.
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In this episode of Intelligent Investment Today, we explore Common Stocks and Uncommon Profits by Philip Fisher — a book that takes investing beyond the numbers and into the heart of the business itself.
While traditional value investing, as taught by Benjamin Graham, focuses on valuation and margin of safety, Fisher introduces a different perspective: the importance of business quality, long-term growth, and exceptional management.
This episode examines Fisher’s distinctive approach, including his famous “scuttlebutt” method, his focus on qualitative insight, and his framework for identifying companies with the potential to compound value over time.
We also explore how these ideas influenced Warren Buffett, shaping the evolution of his philosophy into a blend of discipline and insight — combining Graham’s quantitative rigour with Fisher’s focus on great businesses.
Because the most powerful investing approach is not choosing between value and growth.
It is understanding how the two work together.
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In this episode of Intelligent Investment Today, we analyse The Coca-Cola Company through the lens of value investing.
Often regarded as one of the most recognisable and durable businesses in the world, Coca-Cola offers a powerful case study in simplicity, brand strength, and competitive advantage. But as every disciplined investor knows, a great business is not always a great investment.
Drawing on principles popularised by Warren Buffett and Benjamin Graham, we explore:
 Why Coca-Cola is such an understandable business 
 The true nature of its competitive moat 
 How brand, distribution, and habit reinforce its dominance 
 And why valuation remains the most important part of the equation 
A thoughtful discussion on quality, price, and the discipline required to invest wisely.
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