Smart Money Happy Hour with Rachel Cruze and George Kamel

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

 

If you’re an exhausted millennial wondering if buying a home is a lost cause, we get it—and we’ve got you. Today, we’re unpacking common home-buying frustrations and real estate woes. Spoiler alert: Yes, it’s still possible!

Next Steps:

🎙️ Catch our episode How to Financially Survive Every Season of Life

🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

🏠 Your free, step-by-step course to buying a house that fits your budget.

💻 See how much house you can afford with the Mortgage Calculator. 

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Basil & Lillet Spritz

Recipe by Emily Laurae

1 ounce Lillet

4–5 basil leaves

4 ounces sparkling wine

 

Instructions: In a shaker, combine Lillet and basil leaves and shake with ice for 30 seconds. Strain into a glass filled with ice. Top with sparkling wine and garnish with a basil leaf before serving.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

 

Vacation debt, budget-friendly hacks and some light legal drama—today we’re unpacking all things Disney! Stick around for the magic, fun and chaos.

Next Steps:

🎙️ Catch our episode Comparing Disney Villains to Sneaky Financial Industry Traps.

🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

 💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Pineapple Blueberry Margarita Mocktail

Recipe by Yum Recipes Now

Lime juice

 Pineapple juice

Blueberry syrup

Sparkling water

Salt

 

Instructions: Start by rubbing a lime wedge around the rim of your glass. Then, dip the rim into a plate of salt to coat it evenly. In a shaker or mixing glass, combine 3/4 ounce of fresh lime juice, 1/2 ounce of pineapple juice, and 1/2 ounce of blueberry syrup. Stir or shake gently to blend the flavors without diluting the vibrant colors. Strain the chilled mixture into your salted rim glass filled halfway with fresh ice. Then, top it off with sparkling water.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

 

If you can’t be the best, why not be the worst? Or at least that’s what some people must be thinking to justify their spending habits. Stick around for a bracket battle of bad money habits.

Next Steps:

🎙️ Catch our episode We’re Here to Judge Your Guilty Pleasures (With Love).

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Pisco Sour

Recipe by: Liquor.com

2 ounces pisco

1 ounce lime juice

1/2 ounce simple syrup

1 egg white

Instructions: Add pisco, lime juice, simple syrup and egg white into a shaker and dry shake (without ice) vigorously. Add ice and shake again until well chilled. Strain into a chilled glass and serve! 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.

 

Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.

 

Next Steps:

🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

💵 Create a free budget and find more margin with EveryDollar.

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

 

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail

Recipe from The Mindful Mocktail

3 ounces still apple cider

1 ounce freshly squeezed lime juice

6 mint leaves

1 teaspoon apple cider vinegar

Pinch powdered cinnamon

 3 ounces ginger ale

Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Plan and save for the future with Ramsey’s Investment Calculator.

 

We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits.

 

Next Steps:


🎙️ Catch our episode We Settle Your Heated Money Arguments.


🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


💵 Create a free budget and find more margin with EveryDollar.


💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

 

Connect With Our Sponsors:


Check out the FAIRWINDS Credit Union exclusive account bundle.


Get 20% off when you join DeleteMe.


Get 20% off with code SMARTMONEY at Cozy Earth.

 

Today’s Happy Hour Special: 🥃 “The Reddish” Maroon Manhattan

Recipe from Smart Money Happy Hour mixologist Michael Reddish

 2 ounces bourbon

1 ounce dry vermouth

 1 ounce amaro

2–3 dashes black walnut bitters

2–3 dashes chocolate bitters

Instructions: Add the bourbon, dry vermouth, amaro and bitters into a mixing glass with ice and stir until well-chilled. Serve in a coupe glass and enjoy!

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices