ASK503: Should this put me off Derby? PLUS: Should I buy despite planning uncertainty?
It’s another week of Ask Rob & Rob, and we’re tackling more real-life property dilemmas from our listeners.
(0:45) Russell’s considering investing in Derby, but he's seen several articles labelling it one of the worst places to live and highlighting high crime and poverty. He wants to know whether it’s still a place Rob and Rob would recommend and if it remains a solid investment location despite the negative headlines.
(3:13) After having his offer accepted on his latest investment, James’ HMO application was rejected. He’s appealed and been advised there’s a good chance of success, but without approval, the deal no longer stacks up. He asks whether it is worth taking the risk and completing anyway, or if he should walk away.
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7:40
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7:40
Market Update - November 2025
Budget rumours are flying everywhere, interest rates are on pause, and smaller landlords are selling up - but who’s snapping up those homes? Let’s find out what’s really going on, and what it all means for investors in this month’s market update…
(0:40) Annual house price update.
(0:55) The big story right now - Autumn Budget…
(8:11) Interest rates on pause.
(9:19) Small landlords selling up - who’s buying?
(12:01) What’s Rachel Reeves been up to?
(13:42) Hub Extra.
Links mentioned:
House Prices:
Annual house price growth edges higher in October – read here
Autumn Budget:
Labour is gearing up for a tax raid on landlords – read here
UK Landlords Face 8% National Insurance Tax on Rental Income – read here
Interest Rates:
Interest rate decision announced by Bank of England – read here
Other:
Large operators benefit from small landlord sell-off – read here
Generational shift as millennials make up half of new buy-to-let investors – read here
Chancellor broke rental licensing law – read here
Prof Brian Cox – You Tube channel
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17:48
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17:48
ASK502: Should I re-invest in higher quality properties? PLUS: What can I do about this water damage?
It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!
(0:40) David owns a Grade II listed property on the Isle of Wight, but after years of upkeep headaches, he’s ready to sell. He’s planning to reinvest through a new limited company, but he’s torn... should he go for two high-end properties or three average ones?
(5:05) Dimada’s been dealing with repeated water damage from the flat above, which has affected his ceiling and electrics. To make matters worse, the upstairs owner won’t take responsibility, and the block manager says it’s not their problem. So, he’s hoping Rob & Rob can shed some light on what she can do to recover his costs.
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9:38
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9:38
What will property investment look like in 10 years?
They’ve called it right before, but can Rob & Rob really predict the next decade of property? From prices and regional divides to the rise of the robots (yes, really), nothing’s off the table.
And if you think that sounds exciting, wait until you hear their insider intel on the unique market moment that’s about to close.
(0:50) News story of the week
(5:07) The next decade in property
(5:59) How ownership models could change
(9:55) The future of build-to-rent
(11:23) Government goals – will they actually stick to them?
(12:32) The shifting regional picture
(14:17) The big one – property prices
(15:15) Wildcards to watch out for
(19:15) Rob & Rob’s bold predictions revealed
(24:55) Hub Extra
Links mentioned:
Death of the Legacy Landlord – listen here
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29:03
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29:03
ASK501: What do I do with an inheritance? PLUS: Should I sell or rent out my flat?
Welcome back to Ask Rob & Rob! Today, we’re diving into questions about starting a property portfolio and navigating the London market.
(0:42) After inheriting a low six-figure sum, Felix is keen to start building his property portfolio but isn’t sure where to begin. With no income yet as a full-time student and cautious about risk, what will Rob & Rob suggest for someone starting out from his position?
(5:10) Zara’s almost finished paying off the mortgage on her two-bedroom leasehold flat in London. She wants to upsize to a larger property and is wondering whether to keep her current flat as a rental to help cover costs, or sell it given rising service charges and potential resale challenges.
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
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Send us your question here – just hit record!.
Find out more about Property Hub Invest
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
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